Yes. Plans cover all kinds of sickness and injuries, including AMS. Pre-existing diseases are excluded.
4,130–8,849 m route altitude range across ASC360 special packages
4.6
Adventure sports cover
Cashless medical evacuation by air and land, cashless hospitalization and a 24×7 emergency response centre in Nepal — packaged for the route you’re actually taking.
24/7
Rescue services
500K+
Adventurers covered
Cashless
Air & ground evacuation
Nepal ERC
Emergency response centre
Trusted by
Trusted by partners across the country
ASC360 at a glance
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Years of excellence
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Activities
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Why specialized cover
Why specialized adventure cover?
High-altitude trips raise three practical questions that a standard travel policy may not answer. Explore how ASC360 plans address each one.
Medical evacuation is included via helicopter and road ambulance. An air evacuation typically launches in 30 minutes to 5 hours, depending on the situation and the weather.
30 min–5 hr typical air evacuation window
No. Medical evacuation and hospitalization are cashless: the insurer settles directly, with a zero deductible on the plans.
$0 deductible on cashless evacuation & hospitalization
Protection
The ASC360 protection system
One line from buying the cover to settling the bill. Each step links to the capability behind it.
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1
Before you go
Buy the plan before the trip starts and carry your medical rescue card.
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2
Call
Reach our 24/7 support team anytime, anywhere in the world.
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3
Assess
Our team evaluates your situation and arranges the best care.
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4
Evacuate
We coordinate medical evacuation and ensure you get to the right facility.
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5
Treat & settle
Get quality treatment and we settle the bill directly with the provider.
- Global Support Assistance 24/7
- Adventure Experts On-ground & remote support
- Trusted Protection For trekkers, climbers & travellers
- Faster Response From call to care
24×7 emergency response & on-call doctors
- What
- A 24×7 emergency response centre in Nepal, with 24×7 on-call advisory from doctors. The Kailash plan adds a response centre in India.
- Why
- Your first call starts everything that follows: the assessment, the evacuation decision and the claim.
- How
- Call the emergency numbers printed on your medical rescue card.
Cashless medical evacuation, air & land
- What
- Medical evacuation by helicopter and road ambulance, settled cashless.
- Why
- On remote trails the nearest hospital can be days away on foot.
- How
- Evacuation launches on the doctors’ recommendation, after approval from the claims team. It typically takes 30 minutes to 5 hours, depending on the situation and the weather.
Kailash Mansarovar Yatra: Helicopter evacuation is not permitted in Tibet. Evacuation goes by road first, then by helicopter from Nepal if approved.
1500+ air evacuations
Ground rescue team
- What
- A ground rescue team is a listed key benefit on the Nepal plans.
- Why
- Not every situation can be solved from the air.
- How
- You reach them through the same emergency numbers on your medical rescue card.
Mountain medical clinic & free O₂ therapy
- What
- Free consultation and treatment at a mountain medical clinic, plus free oxygen therapy.
- Why
- Altitude symptoms are easier to deal with when care is on the route.
- How
- Included on the Nepal plans as a key benefit. Your assistance call can direct you to care.
5000+ wilderness medicine
Cashless hospitalization & priority claims
- What
- Cashless hospitalization, priority claim settlement and a $0 deductible.
- Why
- You shouldn’t need to find money for a hospital bill in the middle of an emergency.
- How
- With cashless treatment the insurer settles directly. For anything you claim afterwards, email claims@asc360.com with the SBAR report, medical reports, bills and a copy of your policy.
$4M+ settled amount
Plans
Special packages
Fixed-rate plans built for specific routes. Coverage and rates are standardized and can’t be customized.
Explore routes
Popular high-altitude covers
From the field
What travellers say after the emergency
- RK Singh“Promptly rescued by helicopter… strongly recommend ASC360.”
- Wee Loon“Covered under insurance with zero fees from me.”
- Piyu P“Supported me every step of the way.”
- Rick Shiozaki“Rescued from 6000m… communicated well with my agency.”
Stories
Read before you climb
High altitude
Lobuche, Mera, and Island Peak: Are You Ready for These High-Altitude Climbs?
Thinking about climbing Lobuche, Mera, or Island Peak? Explore the challenges, preparation tips, and safety essentials for these epic high-altitude expeditions.
FAQ
Questions, answered
Can I buy cover after my trip has started?
For the Kailash Mansarovar Yatra plan, no. Cover must be purchased before the trip begins.
Who is eligible for the Kailash Mansarovar Yatra plan?
There are separate plans for Indian and foreign travellers. The age eligibility listed on the plan (12–70 or 02–70 years) depends on which plan you choose.
Are coverage and rates customizable?
No. It’s a standardized policy with fixed coverage and rates.
Is this a cashless policy?
Yes. It operates on a cashless basis for medical evacuation (via helicopter) and medical hospitalization.
Does the policy cover AMS (acute mountain sickness)?
Yes. It covers all kinds of sickness and injuries but excludes any pre-existing diseases. On the Kailash Mansarovar Yatra plan, ignoring AMS symptoms can void the cover.
Are trip delays covered?
For the Kailash Mansarovar Yatra plan, delays are not covered.
Does medical evacuation include helicopter evacuation?
Yes, via helicopter and road ambulance. In Tibet helicopter evacuation isn’t permitted, so on the Kailash Mansarovar Yatra plan evacuation goes by road first, then by helicopter from Nepal if approved.
What is the air evacuation procedure?
- Call the emergency numbers on your medical rescue card.
- The assistance team and high-altitude doctors assess the situation.
- On the doctors’ recommendation, and after approval from the claims team, the evacuation is launched.
It typically takes 30 minutes to 5 hours, depending on the situation and the weather.
Which numbers do I call?
India: +91-7303800101 / +91-844-876-5102 · Nepal: +977-9810118211 · Email: info@asc360.com
What does “cashless” mean?
The insurer settles directly with the provider, so you don’t pay upfront for covered evacuation and hospitalization.
How do I file a claim?
Email claims@asc360.com with the SBAR report, medical reports, bills and a copy of your policy.
Can I get a refund?
For the Kailash Mansarovar Yatra plan, a refund is possible only before the trip start date.
My route isn’t listed. What can I do?
Browse all 360 packages or build a quote with your own adventure and dates.
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